Equipment Financing for Your Business Needs
Markets and industries are always evolving, and the financial sector often faces challenges in keeping pace. Partner with someone who anticipates these economic changes and offers tailored equipment financing for your industry.
Benefits of Financing with Horizon Equipment Finance Solutions (HEFS)
Horizon Equipment Finance Solutions is committed to delivering a responsive, community-bank-style experience, offering a consultative and personalized approach tailored to your unique needs with transparency and care.
Improved cash flow
No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses.
100% financing
Finance everything in one transaction with the option to upgrade or add services anytime.
Interest-bearing savings products
HEFS customers can open deposit accounts with Horizon Bank to help improve their earning power with a competitive rate of return.
Preserve lines of credit
Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.
Improved cash forecasting
Prepare accurate forecasts and budgets with predetermined payments and terms.
Increased purchasing power
Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.
Tax advantages
Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*
Construction
Industrial & Commercial Machinery
Transportation
Agricultural Equipment
Meet our Equipment Financing & Leasing Team
Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.
Capital Markets and Syndication / Middle Market Transactions
Equipment Financing FAQs
-
What types of equipment can Horizon Bank finance?
Horizon Bank provides financing solutions for a wide variety of commercial equipment, including construction equipment, transportation vehicles, manufacturing machinery, medical equipment, technology, agricultural equipment, and other business assets. Contact an Equipment Finance Advisor to discuss your specific financing needs.
-
Is equipment financing right for my business?
Equipment financing can be a good solution for businesses looking to acquire new or used equipment while preserving working capital and maintaining cash flow. An Equipment Finance Advisor can help you determine the financing option that best aligns with your business goals.
-
Can I finance new and used equipment?
Yes. Horizon Bank offers financing options for both new and used equipment. Your Equipment Finance Advisor will work with you to understand your equipment needs and recommend a financing solution that fits your business.
-
What information do I need to get started?
To begin the financing process, it's helpful to have basic information about your business, the equipment you plan to purchase, the estimated purchase price, and, if available, a vendor quote. Your Equipment Finance Advisor will guide you through the next steps.
-
How long does the equipment financing process take?
The timeline can vary depending on the type of equipment and the financing requested. Your Equipment Finance Advisor will work closely with you throughout the process and keep you informed every step of the way.
-
Why work with Horizon Bank for equipment financing?
Horizon Bank combines personalized service with flexible financing solutions to help businesses acquire the equipment they need to grow. Our experienced Equipment Finance Advisors work closely with businesses across a wide range of industries to recommend financing solutions tailored to their unique needs.
-
Can equipment financing be customized for my business?
Yes. Every business has unique financing needs. Horizon Bank offers flexible equipment financing solutions that can be tailored based on your industry, equipment type, business goals, and cash flow requirements.
