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Equipment Financing for Your Business Needs

Markets and industries are always evolving, and the financial sector often faces challenges in keeping pace. Partner with someone who anticipates these economic changes and offers tailored equipment financing for your industry.

Benefits of Financing with Horizon Equipment Finance Solutions (HEFS)

Horizon Equipment Finance Solutions is committed to delivering a responsive, community-bank-style experience, offering a consultative and personalized approach tailored to your unique needs with transparency and care.

Improved cash flow

No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses.

100% financing

Finance everything in one transaction with the option to upgrade or add services anytime.

Interest-bearing savings products

HEFS customers can open deposit accounts with Horizon Bank to help improve their earning power with a competitive rate of return.

Preserve lines of credit

Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.

Improved cash forecasting

Prepare accurate forecasts and budgets with predetermined payments and terms.

Increased purchasing power

Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.

Tax advantages

Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*


Construction

Industrial & Commercial Machinery

Transportation

Agricultural Equipment

Meet our Equipment Financing & Leasing Team

Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.

joel-mikolich

Joel Mikolich

President, Equipment Finance Division

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JMikolich@horizonbank.com

brian-jankins

Brian Jankins

VP, Equipment Finance Sales Manager

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BJankins@horizonbank.com

don-chadwell

Don Chadwell

Sr. Sales Representative, Equipment Finance

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DChadwell@horizonbank.com

tom-donnelly

Tom Donnelly

Sr. Sales Representative, Equipment Finance

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TDonnelly@HorizonBank.com

lori-giefer

Lori Giefer

Sr. Sales Representative, Equipment Finance

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LGiefer@horizonbank.com

craig-tillison

Craig Tillison

Sr. Sales Representative, Equipment Finance

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CTillison@horizonbank.com

brian-kerrins

Brian Kerrins

VP, Sr. Portfolio Workout Manager

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BKerrins@HorizonBank.com

Capital Markets and Syndication / Middle Market Transactions

Flexible financing solutions for independent leasing companies and bank clients, including assignment, discounting, recourse, and non-recourse options. Our experienced team helps manage risk and support growth through equipment finance and syndication.
steve-post

Steve Post

VP, Manager, Middle & Capital Markets

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SPost@horizonbank.com

heidi-phillips

Heidi Phillips

Equipment Finance Account Manager

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HPhillips@horizonbank.com

Equipment Financing FAQs

Construction worker with a crane at the background