Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.

Lori Giefer, Sr. Sales Representative

Office: (219) 873-2625 Email: LGieferl@HorizonBank.com

Industry Expertise: Industrial, Transportation, and Construction/Ag
Areas Served:  National

Education: BA Moorehead State University

Community Involvement:  With more than 20 years of expertise in Equipment Finance, Lori is dedicated to providing outstanding service and customized solutions for her clients. She has built strong, trusted relationships with indirect sources and equipment dealers across the Industrial, Transportation, and Construction/Agriculture sectors. Known for her authentic communication and transparent approach, Lori serves as a valued partner, offering a consultative approach to equipment financing for commercial organizations of all kinds.
lori-giefer-5x7.tmb-ze-400-400

Benefits of Equipment Financing

How Equipment Financing Supports Your Business

  • Preserve Working Capital – Avoid large upfront equipment purchases and keep cash available for day-to-day operations.

  • Improve Cash Flow – Predictable monthly payments help support budgeting and liquidity.

  • Protect Existing Credit Lines – Preserve traditional lines of credit for other business needs.

  • 100% Financing Available – Finance equipment, accessories, and related costs in one solution.

Connect with Lori

Lori's Equipment Finance Expertise

  • Industrial equipment

  • Transportation & trucking

  • Construction equipment

  • Agricultural equipment

  • Equipment dealer finance programs

  • Commercial equipment financing

  • Vendor financing solutions

  • Indirect lending relationships

Request a Consultation
Business professional and construction worker shaking hands in front of construction equipment at a job site

Equipment vs. Lease

When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Calculate the Difference
Construction worker with a crane at the background