Brian Kerrins, VP, Sr. Portfolio Workout Manager

Equipment Financing FAQs

• What types of equipment can Horizon Bank finance?

  Horizon Bank provides financing solutions for a wide variety of commercial equipment, including construction equipment, transportation vehicles, manufacturing machinery, medical equipment, technology, agricultural equipment, and other business assets. Contact an Equipment Finance Advisor to discuss your specific financing needs.

• Is equipment financing right for my business?

  Equipment financing can be a good solution for businesses looking to acquire new or used equipment while preserving working capital and maintaining cash flow. An Equipment Finance Advisor can help you determine the financing option that best aligns with your business goals.

• Can I finance new and used equipment?

  Yes. Horizon Bank offers financing options for both new and used equipment. Your Equipment Finance Advisor will work with you to understand your equipment needs and recommend a financing solution that fits your business.

• What information do I need to get started?

  To begin the financing process, it's helpful to have basic information about your business, the equipment you plan to purchase, the estimated purchase price, and, if available, a vendor quote. Your Equipment Finance Advisor will guide you through the next steps.

• How long does the equipment financing process take?

  The timeline can vary depending on the type of equipment and the financing requested. Your Equipment Finance Advisor will work closely with you throughout the process and keep you informed every step of the way.

• Why work with Horizon Bank for equipment financing?

  Horizon Bank combines personalized service with flexible financing solutions to help businesses acquire the equipment they need to grow. Our experienced Equipment Finance Advisors work closely with businesses across a wide range of industries to recommend financing solutions tailored to their unique needs.

• Can equipment financing be customized for my business?

  es. Every business has unique financing needs. Horizon Bank offers flexible equipment financing solutions that can be tailored based on your industry, equipment type, business goals, and cash flow requirements.