Business Certificates of Deposit (CDs)
Put excess business funds to work with a Business CD from Horizon Bank. Earn a fixed rate of return, protect your deposits with FDIC insurance, and choose a term that aligns with your organization's financial goals. Backed by local business banking experts serving Indiana and Michigan.
A Secure Way to Grow Business Funds
A Business Certificate of Deposit (CD) allows your business to earn a fixed rate of return for a set period of time. It's an ideal solution for businesses looking to put excess cash reserves to work while maintaining the security of FDIC-insured deposits.
Whether you're setting aside operating reserves, planning for future expenses, or seeking a predictable savings strategy, a Business CD can help support your financial goals with confidence.
Lock In Competitive Rates with Confidence
A Business CD lets you lock in a fixed rate for a set term, helping your business earn predictable returns while keeping funds secure. It's an ideal solution for excess cash reserves, future business investments, and long-term savings goals.
Find the Right CD Strategy for Your Business
Choosing the right CD term depends on your organization's cash flow needs, liquidity requirements, and financial goals.
Horizon Bank's business banking team can help you evaluate your options and identify a certificate of deposit strategy that aligns with your short- and long-term objectives. Whether you're managing excess cash reserves, preserving capital, or planning for future business needs, we're here to help.
Contact a Business Advisor to discuss your goals and determine which Business CD option may be right for your organization.
Protect Your Business
Stay informed and take steps to help protect your business, accounts and financial information. Horizon Bank provides resources to help you recognize potential threats and know what to do if your card or account information is compromised.
The Local Advantage
Your business is more than a balance sheet. At Horizon Bank, you get local decision-making, personal service and bankers who understand the businesses and communities we serve. From managing cash flow to putting excess funds to work, we’re here to help you make the most of every opportunity.
Ready to Grow Your Business Savings?
Talk to an Advisor
Connect with a local business banking expert to discuss Business CD options, rates, and terms that align with your organization's goals.
Visit a Branch
Meet with a Horizon Bank banker in person to learn more about Business CDs and available savings solutions.
View Current Rates
Review current Business CD rates and available terms to find the option that best fits your business savings strategy.