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Get to Know Us

Horizon has always been about people first. Whether you want to build a long-term financial strategy or just need everyday banking support, Horizon Bank helps customers realize their future ambitions. Combining decades of real-world banking experience with a consultative service philosophy, we deliver comprehensive, tailored financial plans setting each customer on a path to achieve growth and success.

Banking Built Around You

In 1873, Horizon Bank opened its doors as a community bank in Michigan City, Indiana. More than 150 years later, we’re still guided by the same core belief: relationships matter more than financial statements. From introducing Indiana’s first drive-up banking window and first ATM to expanding across Indiana and Michigan, we are invested in our customers and always explain the “why.” We’re proactive and innovative in our recommendations and always have our customers’ best interests at heart, even if that means having tough conversations.

Above all, we listen carefully and work collaboratively to help customers realize their future ambitions.

We’re Locals Too

We believe local knowledge is the most valuable knowledge. That’s why we hire advisors from local communities, so you can work with people who really understand you and your goals. And we are as invested in your community as you are, because we live there, too.

At Horizon, we champion the potential in the communities in which we operate just as we do for every person and business we serve.

We promote local economic opportunity with the community investments we make.
We believe the best banking starts with local relationships. That’s why our advisors live and work in the communities they serve — they understand the people, the businesses, and the goals that matter most.

Because we're part of these communities, we're invested in helping them thrive. Every day, we work to strengthen the places we call home by:

Supporting local economic growth through strategic community investments.
Giving back through philanthropy, volunteerism, and free financial education.
Committing to creating stronger communities by empowering the people who live and work in them.

Old Horizon Bank establishment from 1873

70+

Locations in Indiana and Michigan

850+

Trusted advisors

1300+

Customers have benefited from our award-winning Fresh Start account

Meet Our Leaders

Our leadership team brings more than 100 years of combined experience at Horizon, providing the stability and vision to lead with confidence.

That deep experience allows us to embrace new opportunities, adapt to changing needs, and continue evolving — while staying true to the values that define who we are.

Creating long-term value is at the heart of every decision we make. We are committed to responsibly managing every dollar entrusted to us, delivering meaningful value for our customers, advisors, communities, and shareholders.

Thomas Prame

Chief Executive Officer

John R. Stewart, CFA

Executive Vice President, Chief Financial Officer

Kathie DeRuiter

Executive Vice President,
Senior operations officer

Todd Etzler

Executive Vice President, Chief Legal & Risk Officer

Lynn Kerber

Executive Vice President, Chief Commercial Banking Officer

The Values That Move Us Forward

Understanding. Everything we do starts with understanding each customer’s story and putting their needs and opportunities first.
Empowerment. We give each customer the clarity and confidence they need to turn what they want for their future into reality.
Integrity. Our actions match our commitments, every time and without exception. We won’t make a promise we aren’t prepared to keep.
Progress. Our standard is simple, every interaction we have and every solution we offer must meaningfully move a customer forward.

Diverse group of adults gathered together, smiling

Find Your Purpose at Horizon

We support our clients best when we feel supported, too. That means listening and making sure our people feel heard and valued above all else. It means collaborating, celebrating wins, maintaining work-life balance, and ultimately helping our people grow and feel proud of the work they do.

At Horizon, we celebrate inclusion and see it as more than a state of being. Just as we champion the potential of our customers, we celebrate the differences that make up our community.

Explore Open Roles