Business Money Market Accounts
Put excess business funds to work while maintaining access to cash when you need it. Horizon Bank's Business Money Market Account offers competitive interest rates, liquidity, and the flexibility businesses need to manage operating reserves and future opportunities.
A Smarter Way to Manage Excess Cash
A Business Money Market Account helps businesses earn a competitive return on excess operating funds while maintaining convenient access to capital. Ideal for reserve funds, future investments, and seasonal cash flow needs, it offers a balance of growth potential and liquidity that traditional checking accounts may not provide.
Designed for Business Reserve Funds
Whether you're building operating reserves, preparing for future expansion, or managing seasonal cash flow fluctuations, a Business Money Market Account can help your business keep funds accessible while earning a competitive rate.
Explore More Business Savings Solutions
Business Savings Accounts
Build business reserves with a simple savings solution designed for accessibility and long-term planning.
Business Certificates of Deposit
Lock in a fixed rate and predictable returns with a Business Certificate of Deposit.
Business Money Market FAQs
-
What is the current Business Money Market APY?
Annual Percentage Yield (APY) is accurate as of June 18, 2026. $49,999.01 minimum balance required to receive the 3.65% APY.
-
What balances earn interest?
Balances from $0 to $49,999 earn 0.01% APY. Balances of $49,999.01 or greater earn 3.65% APY.
-
Are there account restrictions?
Business Money Market Accounts are available to business customers only. Public funds, personal funds, and brokered funds do not qualify for this offer.
-
Can rates change?
Rates are subject to change without notice. Fees may reduce earnings on the account.
-
Are there penalties or special requirements?
Must be opened with money not currently on deposit at Horizon Bank. Additional terms and conditions apply.
