Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.

FRANCHISE BANKING & FINANCING

Franchise Lending Solutions for Growth-Focused Operators

Whether you're opening a new location, acquiring additional units, remodeling existing stores, or managing multi-unit growth, Horizon Bank delivers franchise financing solutions designed to support every stage of expansion. Our experienced business advisors combine local decision-making with specialized franchise expertise to help operators throughout Indiana, Michigan, and beyond scale with confidence.

Download Program Details

Expansion & Acquisition Financing

Fund new locations, multi-unit acquisitions, and strategic growth opportunities.

Multi-unit expansion loans
Franchise acquisition financing
Growth capital solutions

Request a Call

Equipment & Remodel Financing

Upgrade locations, replace equipment, and support brand-required improvements.

Equipment purchases
Store remodels
Facility improvements

Request a Call

Working Capital & Credit Solutions

Maintain flexibility while supporting day-to-day operations and growth.

Working capital financing
Master credit lines
Revolving credit solutions

Request a Call

Commercial Real Estate & Construction Financing

Whether you're purchasing property, developing a new franchise location, constructing a facility, or acquiring owner-occupied commercial real estate, Horizon Bank provides financing solutions designed to support long-term franchise growth. Our lenders work closely with operators to structure financing that aligns with expansion plans and operational goals.

Talk to a Business Advisor

Franchise Industry Experience

Work with bankers who understand franchise business models, operational challenges, and growth strategies.

Support for Multi-Unit Growth

Financing solutions designed to help franchise operators expand across multiple locations.

SBA Financing Available

Access SBA lending programs that may help support expansion, acquisitions, real estate, and equipment investments.

Local Decision-Making

Benefit from responsive lending decisions and relationship-based banking support.

WORKING CAPITAL SOLUTIONS

Keep Your Business Moving Forward

Access flexible capital to support daily operations, inventory purchases, seasonal needs, and growth opportunities across one or multiple franchise locations.

Explore Business Term Loans

TREASURY MANAGEMENT

Improve Visibility & Control

Streamline receivables, payments, and cash flow with treasury management tools designed to help growing franchise organizations operate more efficiently.

Learn More