1 min read
Enhancing Employee Benefits Through HSAs
Health Savings Accounts (HSAs) are a valuable benefit for both businesses and employees. Paired with high-deductible...
Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.
Skip to the main content.
Checking
Savings
Cards
Business Loans
Lines of Credit
SBA
Wealth Services
Account Access
Tools and Calculators
How-to Guides
STREAMLINE PAYABLES. STRENGTHEN BUSINESS.
Take Control of Your Business Payments
Manage cash flow, reduce manual labor, and pay vendors quickly and easily with Horizon’s treasury management services.
Let Our Treasury Management Services Simplify How Your Business Handles Payables
Our treasury management services give your business more flexibility and more control over how you move money. Pay vendors quickly, automate manual processes, and streamline payments with tools like ACH, online wires, and electronic payments, so you can reduce risk and keep your business running smoothly. And if questions arise, you’ll have access to a dedicated team of treasury management professionals who understand your business and are committed to delivering knowledgeable, personalized support.
Let’s Make Your Payments Work Smarter
Improve Business Cash Flow
Know when and how your cash moves with better visibility into payments and timing.
Automate Payments and Save Time
Simplify how you manage vendor payments with efficient, automated solutions.
Reduce Risk With Secure Payments
Protect your business with secure positive pay solutions that reduce errors, fraud risk, and delays.
How Can We Help You Manage and Move Money?
ACH Origination
Collect and send payments, and make cash flow more predictable while reducing risk and labor.
-
Collect recurring payments electronically
-
Improve deposit timing and cash flow forecasting
-
Reduce returned payments, posting errors, and check fraud exposure
-
Simplify payroll, tax, vendor, and other routine payments
-
Same-day ACH file processing
Online Business Bill Pay
Manage and schedule payments from one intuitive platform
-
Make one-time, scheduled, or recurring payments
-
Pay all bills from a single place
-
Keep clear records with payment history automatically tracked
-
Maintain internal controls with dual approval requirements
Business Wire Transfers
Send fast, secure payments quickly with domestic or international wire transfers
-
Transfer funds same-day for urgent or high-value transactions
-
Send domestic or international wires directly from your office
-
Maintain security and reliability with verified payments
You’ve Worked Hard for Your Business. We Help Protect It.
In today’s digital age, threats are always evolving. But so are we. At Horizon, we stay ahead with fraud protection tools designed to safeguard your payments at every step. With real-time monitoring, alerts, and advanced payment security controls, we help you reduce risk and maintain peace of mind.
Business Payment Services FAQs
-
What’s the difference between ACH payments and wire transfers?
ACH payment processing is a cost-efficient way to move money, typically used for everyday transactions like payroll, vendor payments, and recurring transfers. Wire transfers are better for high-volume or time-sensitive payments for domestic and many international transactions. Both ACH and wire transfers offer same-day or next-day settlement, or scheduled settlement on a specific date.
-
Can I automate business payments?
Yes. Horizon’s payables solutions let you automate recurring and scheduled payments. This reduces labor, improves accuracy, and keeps your operations running smoothly.
-
Are electronic payments secure for business?
Yes. Electronic payments like ACH and wires include security features such as monitoring, alerts, and controlled access to help protect your business from fraud and unauthorized transactions, and they do not need to travel through traditional mail systems.
-
How do I choose the right business payment solution?
The best solution depends on your business operations: your payment volume, timing needs, and workflows. A Horizon treasury advisor can help you evaluate your options and build a solution that works for your process.
-
How can ACH origination help busineses manage payments more efficiently?
ACH origination helps businesses collect and send payments electronically, reducing manual labor, payment processing time, returned payments, posting errors, and exposure to check fraud. It can also support recurring payments, charitable donations, payroll, tax payments, vendor payments, same-day processing, and more predictable cash flow forecasting.
-
What fraud prevention tools are available for business accounts?
Horizon offers a range of fraud prevention tools that help protect public funds, including account monitoring, alerts, positive pay services, and payment controls. These tools help detect suspicious activity early, prevent unauthorized activity, and give you visibility over how funds are managed.
See How Else We Can Move Your Business Forward
Receivables
Speed up collections with tools to receive and manage incoming payments.
Business Loans
Access flexible financing options to help grow your business and invest in what’s next.
Business Credit Cards
Manage everyday expenses and gain more control with cash back and rewards options.
Business Financial Planning
Plan for the future with personalized strategies and guidance from expert advisors.
HORIZON FINANCIAL ADVISORS
Get the Right Guidance for Your Business
Work with a team of business advisors who will go above and beyond to understand your business. From everyday cash flow to long-term goals, we give you personal support to help you keep moving in the right direction.
BUSINESS TIPS AND INSIGHTS
1 min read
Advisor Intelligence: The Real AI Behind Your Business
Oct 31, 2025
Artificial intelligence might be changing the world, but when it comes to growing your business, there’s no replacement...