Domestic & International Wire Transfer Services
- Payables
- Wire Transfer
What is Wire Transfer?
A wire transfer is an electronic method of sending funds directly from one bank account to another. Wire transfers are commonly used for time-sensitive payments, large transactions and international payments.
Wire Services for Personal and Business Customers
Personal Banking Customers
Personal customers can send wire transfers by visiting a Horizon Bank branch.
Business Banking Customers
Business customers with Treasury Management Services can send wire transfers through online banking.
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FOR PERSONAL AND BUSINESS CUSTOMERS
Domestic Wire Transfers
Domestic wire transfers allow you to send or receive funds between financial institutions in the United States.
What You Need to Send a Domestic Wire
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Amount
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Recipient's full name
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Recipient's ZIP code
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Recipient bank routing number
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Recipient bank account number
Domestic Wire Processing
Outgoing wire requests received Monday through Friday by 3 p.m. CT / 4 p.m. ET are generally processed the same day.
Your wire may be delayed or returned if you fail to provide accurate information. You may also be charged fees. Wire offices are closed on weekends and federal holidays.
International Business Services
International Wire Transfers
Send U.S. dollar or foreign currency payments to overseas trading partners.
If a wire is received in foreign currency, it will be converted to U.S. dollars before Horizon Bank processes the wire.
Global Trade Services
Support international transactions with solutions such as Import Letters of Credit, Export Letters of Credit and Documentary Collections.
Foreign Exchange Services
Paying or receiving U.S. dollars for your international transactions may seem like a prudent way to mitigate your foreign exchange risk. Horizon Bank's foreign exchange advisors can help lock in today's exchange rates for future delivery to mitigate transactions involving foreign entities.
Receiving a Wire Transfer
Horizon Bank customers can receive domestic and international wire transfers into eligible accounts. Use the appropriate wire instructions to provide the sender with the information needed to route the payment.
How to Send a Wire Transfer
Personal Customers
Visit a Horizon Bank branch to send a wire transfer. A banker can help you with the information and documentation needed to complete your wire.
Business Customers
Business customers with a signed Treasury Management Services Master Agreement can send wire transfers through online banking. Contact a Treasury Management advisor at (888) 873-2640 to sign up today.
Wire Transfer FAQs
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What is a wire transfer?
A wire transfer is an electronic method of sending funds directly from one bank account to another. Wire transfers are commonly used for time-sensitive, large or international payments.
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How can I send a wire transfer through Horizon Bank?
Personal banking customers can send wire transfers by visiting a Horizon Bank branch. Business customers with Treasury Management Services can send wires through online banking.m dolor sit amet
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What information is needed to send a domestic wire transfer?
You will need the amount, recipient's full name, recipient's ZIP code, recipient bank's routing number and recipient bank account number.
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Can I send an international wire transfer?
Horizon Bank offers international wire transfer services for business customers sending U.S. dollar or foreign currency payments to overseas trading partners.
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What time is the wire transfer cutoff?
Outgoing wire requests received Monday through Friday by 3 p.m. CT / 4 p.m. ET are generally processed the same day. Wire offices are closed on weekends and federal holidays.
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