Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.
Help protect your business from check fraud and unauthorized transactions with Horizon Bank's Positive Pay and Reverse Positive Pay services.
Fraud Prevention
What Is Positive Pay?
Positive Pay is a fraud protection service that helps businesses detect potentially fraudulent checks and unauthorized transactions before they are paid. Horizon compares checks presented for payment against the check information your business provides and flags mismatched items for your review.
Positive Pay
Positive Pay helps businesses identify potentially fraudulent checks and unauthorized transactions by comparing checks presented for payment with the check information you provide.
Review Exceptions - Receive daily notifications when transactions don't match your issued check file.
Make Payment Decisions - Review flagged items in Online Banking and indicate whether they should be paid or returned.
Monitor Transactions - Use filters to review electronic transactions and identify potentially fraudulent debits or credits.
Reverse Positive Pay gives businesses greater control over check transactions by allowing them to review incoming and paid checks for potential fraud. Businesses can review transactions and make payment decisions based on their established controls.
Positive Pay is a fraud prevention service that helps businesses identify potentially fraudulent checks and unauthorized transactions by comparing checks presented for payment with information provided by the business.
Businesses provide an issued check file, and checks presented for payment are compared against that information. Mismatched items are flagged for the business to review and decide whether they should be paid or returned.
Reverse Positive Pay allows businesses to review incoming and paid checks for potential fraud and provides greater control over checking transaction management.
Positive Pay compares checks presented for payment against an issued check file and flags exceptions for review. Reverse Positive Pay allows businesses to review incoming and paid checks for potential fraud and make payment decisions based on their controls.
Yes. Positive Pay can help businesses identify potentially fraudulent or unauthorized checks and transactions so they can be reviewed before payment.
Real Stories, Real Results
"We’ve had a long relationship with Horizon because they make banking simple. They greet you by name, and you get a small bank feel but can handle complex financing."
Rob Sues
Reichelt Plumbing
Complete Your Treasury Management Strategy
Wire Transfer Services
Help protect your business payment activity across wire transfers and other disbursement channels.
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