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BUSINESS CHECKING
Free Business Advantage Checking
Focus on running your business while we simplify your banking. Business Advantage Checking offers no monthly service fee, no minimum balance requirement, digital banking tools and personalized support to help your business succeed.
- Business Checking
- Free Business Advantage Checking
Why Choose Business Advantage Checking
Business Advantage Checking is a free business checking account designed for businesses that need straightforward banking without unnecessary fees or complexity. Whether you're launching a new business or managing day-to-day operations, you'll have the essential banking tools, digital convenience and responsive, local support Horizon Bank is known for to help your businesses grow.
Everything You Need for Everyday Business Banking
No Monthly Service Fee
Keep more of your business's earnings with no monthly maintenance fee and free eDelivery1.
No Minimum Balance
Enjoy the flexibility of banking without maintaining a minimum balance.
150 Free Transactions2
Includes up to 150 combined transactions each statement cycle.
Cash Deposit Allowance
Make free cash deposits and withdrawals up to $10,000 each month3
Digital Banking Tools
Access online banking, Bill Pay4 and Remote Deposit to manage your business anytime.
Business Debit Card
Make purchases and access funds with a free Business Debit Mastercard®.
Horizon Bank Mobile banking App
Wherever Your Life Takes You, Horizon Goes Too.
Bank securely anytime with Horizon's online and mobile banking tools, giving you convenient access to your accounts wherever life takes you.
- Deposit checks from your mobile device
- Send money with Zelle®
- Pay bills securely
- Transfer money between accounts
- View balances and transactions
- Find nearby Horizon locations and ATMs
What You'll Need to Open An Account
Opening a Business Advantage Checking account is simple. Be prepared to provide:
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Government-issued photo ID
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Employer Identification Number (EIN) or SSN (if applicable)
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Business formation documents based on your business structure
Additional documentation may be required depending on your business structure.
Have Questions?
Our business banking team is here to help you understand account features, opening requirements and digital banking services.
Complete Your Business Relationship
Pair your Business Advantage Checking account with additional products and services designed to help you manage cash flow, earn interest on excess funds and access financing as your business grows.
Business Advantage Checking FAQs
Find answers to common questions about account features, eligibility, digital banking services and opening a Business Advantage Checking account.
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Who is Business Advantage Checking best for?
Business Advantage Checking is a great fit for small businesses and organizations with lower monthly transaction volumes that want a simple, no-fee checking account. It provides the essential banking tools you need to manage your day-to-day finances without monthly maintenance fees or minimum balance requirements.
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Is there a monthly service fee?
No. Business Advantage Checking has no monthly service fee, helping you keep more of your business's earnings.
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Is there a minimum balance requirement?
No. There is no minimum balance requirement, so you can manage your account without maintaining a specific balance.
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What digital banking services are included?
Business Advantage Checking includes free online banking with check images, Remote Deposit Anywhere, Online Bill Pay (available upon request), eDelivery, and a free contactless business debit card with digital wallet access for secure, convenient banking wherever business takes you.
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How many transactions are included each month?
Your account includes 150 free combined transactions per statement cycle, along with free cash deposits and withdrawals totaling up to $10,000 per month.
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What do I need to open a Business Advantage Checking account?
To open a business checking account, you'll generally need:
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A government-issued photo ID
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Your business's Employer Identification Number (EIN) or Social Security number (if applicable)
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Business formation documents, such as Articles of Organization or Incorporation, partnership documents, or a business license, depending on your business type
Additional documentation may be required based on your business structure. A Horizon Bank business banker can help you determine exactly what's needed before you apply.
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Disclosures
1. Free eDelivery (paper statements available for $10/month).
2. First 150 items (checks, deposits, deposited items, electronic items excluding ATM and Point of Sale transactions) free, $.50 per item thereafter
3. Cash deposits/withdrawals up to $10,000 are free each month, $0.13 per $100 deposited/withdrawn thereafter.
4. Bill Pay available for enrollment by the customer. Monthly fee of $15 with 10 transactions included per month and $0.75 per bill pay transaction over 10.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.