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Digital Convenience. Real People.

Personal Banking That Still Feels Personal

Everything you need online, over the phone, or in person, with the backing of people who take the time to know you and your goals. So wherever life takes you, you have a team ready to help you get there. 

Where Peace of Mind Comes Standard

Security That Stays Miles Ahead

Advanced security features and 24/7 monitoring to protect your accounts and personal information.

FDIC-Insured Protection

Your eligible deposits are federally insured to the maximum allowed by law.

Local Support That’s Never Far Away

With more than 70 branches across Indiana and Michigan, help is always close when you need it.

How Can We Help You Today?

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Open a Checking Account

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Open a Certificate of Deposit

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Buy or Refinance a Home

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Get a Credit Card

Let’s Find Smarter Ways to Do More

Higher rates, better rewards — explore our latest offers:

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Explore Credit Cards with Flexible Reward Options

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Earn up to 3.75% APY with a Money Market Savings

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3.95% APY on a 7-Month CD

Student Checking Account

Give Them a Strong Financial Start

Whether they’re heading to high school, college, or their first job, Horizon Student Checking helps students build financial confidence while giving parents peace of mind.

Banking Tips and Insights
1 min read

Fast and Secure Checkout Built for Prime Days

We’ve all been there, typing in card numbers, expiration dates, and billing information just to complete a simple...
1 min read

24/7 Debit Card Monitoring with Instant Text Alerts

Protecting your online banking account is more important than ever. To stay secure, it’s essential to keep your browser...
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Horizon Bank Mobile banking App

Here With You Whenever You Need Us

Download the mobile app and manage your money at your fingertips. 
  • Make mobile check deposits
  • Access secure messages from Horizon Bank
  • Check balances, view transactions, and pay bills
  • Transfer money with Zelle®
  • Pay loans or draw on lines of credit
  • View statements and detailed account activity
  • Find nearby ATMs or Horizon locations 

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Hear From Our Customers
We especially appreciated the attentiveness and responsiveness of our agent. They had the answers, provided the information, and made this whole process go smoothly.
Richard N.
Mortgage Customer
The customer service here is unmatched. Every staff member is professional, friendly, and genuinely eager to help. They go above and beyond to make banking a seamless and pleasant experience.
Avis A.
Personal Banking Customer
Awards and Accolades

Forbes 2026 World’s Best Banks

Horizon was recognized among Forbes 2026 World’s Best Banks for our unwavering commitment to our clients, trustworthiness, and quality of financial services.
 

Resources and Support

Whether you’re looking for a nearby branch, quick answers, or personal support, we make it easy to get help and stay connected.

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ATMs, ITMs, and Branches

Get Support

Security Center

Report fraudulent activity or get helpful security resources, account protection tools, and tips for safer banking. 

Get to Know Horizon Bank

The first thing you should know is that we want to know you. We care about relationships more than financial statements and about friendly faces more than account numbers. That’s how we’ve worked since 1873, and we don’t plan on changing any time soon.