Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.

News & Advice

Tools and Calculators

Resources

Savings for Minors

Help Build Smart Money Habits Early

Give your child a safe place to save while learning lifelong money management skills. Horizon Bank's Savings Account for those under 18, helps kids and teens develop good financial habits with the support of a parent or guardian.

Open a Savings for Minors

A Great First Step Toward Financial Confidence

A savings account for those under 18 gives children a simple way to start savings while helping parents stay involved in their financial journey. Whether they're saving for a new bike, college, or their first car, they'll begin building habits that can last a lifetime. Opening a savings account at a young age can help young savers develop positive financial habits, understand goal setting, and build confidence managing money for the future.

Save Automatically

Set up automatic transfers to help savings grow consistently without having to think about it.

Bank Together

Parents and young savers can monitor balances, transfer funds, and track savings through Online and Mobile Banking.

FDIC Insured

Eligible deposits are FDIC insured up to applicable limits, providing added peace of mind.

Everything Young Savers Need

Designed for customers under age 18, this Savings Account makes it easy to begin saving while giving parents the tools to stay involved.

Account Details:

Low minimum balance to open¹
No monthly service charge for customers under age 18²
Automatic transfers available
Online & Mobile Banking access
Up to 6 withdrawals per month with no fee³

Open Now

Horizon Bank mobile banking app with account balance and banking feature highlights

DIGITAL BANKING

Stay Connnected to Their Savings

Parents and young savers can easily monitor progress using Horizon Online and Mobile Banking.

Features include:

View Account Balances
Transfer Money
Monitor Transactions
Account Alerts
Secure Mobile Access

Digital access helps families stay engaged and encourages children to take an active role in saving toward important goals.

Save Today for Tomorrow's Adventures

Whether saving for a first bike, school activities, future education expenses, or other important milestones, a Savings Account helps turn small deposits into meaningful progress.
By making saving a regular habit early in life, kids and teens can develop confidence and financial responsibility while working toward their goals.

Open a Savings

Find a Branch

Disclosures

1. $25 minimum to open. Funds from the initial deposit to your account will be available on the fifth business day after the day of your deposit.
2. $3 monthly service charge if the minimum monthly balance falls below $200 at any time during the month or enroll in Easy Save. Free to those under 18.
Students 14-17 years old at account opening will need to have their parent/guardian as a co-owner.
3. Transfers are limited to six per month. Transfers from a savings account to another account by preauthorized withdrawals, automatic debit, internet, or telephone transfers or by check, draft, debit card, or similar order to a third party are limited to six per month. An excess activity fee of $2.50 will be charged for each "over the counter" or ATM withdrawals over six during a calendar month.