Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.
Skip to the main content.
Facebook Linkedin
News & Advice
Tools and Calculators
Resources

Everyday Checking

Here’s a simple, convenient checking account for your everyday banking needs. If you choose eDelivery for statements, there are no monthly fees, and once your account is open, there’s no ongoing minimum balance. Everyday Checking even includes a free savings account to help you save for tomorrow.1

Open Now

Reliable Checking That Does More

With Everyday Checking, you get more than just an everyday account. You also get a banking partner that puts you first. That means expert guidance and one-on-one support whenever you need it, in person, over the phone, or online. Our products are great. And so are our people. Let Horizon help you move forward. 

What You Get With Everyday Checking

No Monthly Service Charge


Keep more of what you earn and manage your day-to-day finances with no monthly fees.

No Minimum Balance on Active Accounts

We get it. Life isn’t always in perfect balance. There’s a $25 minimum balance to open your account, but afterward, there’s no need to worry about meeting an ongoing minimum balance requirement.

Free Savings, Too

Two birds, one account. Everyday Checking comes with a savings account at no charge.

24/7 Access

Your money should be within reach. It’s yours, after all. Access your account online or on the go. 

Support You Can Trust

Get real answers from a local team you can count on for all your banking needs.

Peace of Mind

Alerts and advanced monitoring tools help you spot activity and stay steps ahead of security threats.
woman using mobile phone to enroll in Easy Save at desk with computer

You Can Save More Without Even Thinking About It

When you enroll in Easy Save, you can build your savings by rounding up your everyday purchases and automatically setting that extra aside. Easy Save: the name says it all. Grow your savings without changing your routine.

Enroll in Easy Save
Horizon Bank mobile banking app with account balance and banking feature highlights

HORIZON BANK MOBILE BANKING APP

Wherever Life Takes You, Horizon Goes Too

Download the mobile app and manage your money at your fingertips.

  • Make mobile check deposits
  • Access secure messages from Horizon Bank
  • Check balances, view transactions, and pay bills
  • Transfer money
  • Pay loans or draw on lines of credit
  • View statements and detailed account activity
  • Find nearby ATMs or Horizon locations

Google-Play-button Apple-Store-button
PERSONAL CHECKING ACCOUNTS

You’re Just a Few Steps Away From Your New Account

We’re ready to get started when you are. Just apply online and your new Everyday Checking account will be up and running in minutes. 

Open Now
BANKING TIPS AND INSIGHTS
1 min read

Fast and Secure Checkout Built for Prime Days

Jun 18, 2026

We’ve all been there, typing in card numbers, expiration dates, and billing information just to complete a simple...
1 min read

24/7 Debit Card Monitoring with Instant Text Alerts

Jun 15, 2026

Protecting your online banking account is more important than ever. To stay secure, it’s essential to keep your browser...

Everyday Checking FAQs

What Else Can We Help With?
Alt tag: young diverse couple reviewing money market accounts

Money Market Accounts

Earn more on your savings without giving up access. 

Learn More

Woman making a contactless payment by tapping her card at a checkout terminal

Rewards Credit Cards

Make the most out of everyday purchases. 

Learn More
Disclosures
1. Everyday Checking: $25 minimum opening balance required. No monthly minimum balance is required. Free eDelivery. $3 paper statement fee. ATM/Debit Card Daily Limits: Point-of-Sale daily limit $5,000.00, ATM daily limit $700.00. Overdraft Privilege available. Subject to approval. A linked Everyday Savings account may be included at no cost.

Sensible Advice

View All Articles