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 A FRESH START FOR YOUR FINANCES 

Fresh Start Checking

Here’s a checking account designed to help you establish or rebuild your banking relationship. Fresh Start Checking provides the essential tools you need for everyday banking, with the flexibility to help you move forward financially.

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What is Fresh Start Checking?

Fresh Start Checking is Horizon Bank's Bank On certified checking account designed for people looking to establish or rebuild their banking relationship. It provides an affordable everyday checking solution with the essential tools and support needed to manage your money with confidence.
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BANK WITH CONFIDENCE

Everything You Need to Get Back on Track

 Fresh Start Checking gives you the tools you need to bank with confidence every day. Enjoy a low opening deposit, waived overdraft and NSF fees, digital banking tools, and a complimentary savings account—all designed to help you stay on track financially. 

  • Low $25 minimum opening deposit & monthly service charge1

  • Free eDelivery2

  • Waived overdraft and NSF fees

  • A linked Everyday Savings account may be included at no cost.

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Checking Benefits & Conveniences

No-Fee ATM Access3

Withdraw cash nationwide at thousands of MoneyPass ATMs.

Mobile Banking

Check balances, transfer funds, pay bills, and monitor your account from anywhere.

Bank Securely

FDIC-insured deposits plus account security and fraud protection tools.

Mobile Check Deposit

Deposit checks using your mobile device without visiting a branch.

Text & Email Alerts

Stay informed about balances, transactions, and account activity.

Digital Wallet

Use Apple Pay®, Google Wallet™, and Samsung Pay® wherever contactless payments are accepted.
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Wherever Life Takes You, Horizon Goes Too

Manage your banking from virtually anywhere using Horizon Online and Mobile Banking.
Features include:

  • Easy Account Transfers

  • Account Alerts

  • Secure Login Options

  • Facial Recognition

  • Statement Access & History

  • Mobile Banking Access

Set up direct deposit, activate your debit card, establish your login credentials, and begin using all the features available through your Fresh Start Checking Account.

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You Can Save More Without Even Thinking About It

When you enroll in Easy Save, you can build your savings by rounding up your everyday purchases and automatically setting that extra aside. Easy Save: the name says it all. Grow your savings without changing your routine.

Enroll in Easy Save

FreshStart FAQs

Need More Help?

Whether you're ready to open a Fresh Start Checking account or have questions about rebuilding your banking relationship, we're here to help. Explore helpful resources or connect with a Horizon Bank representative.

Contact Us

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Banking with Confidence Starts Here

At Horizon Bank, we're committed to providing accessible, affordable banking solutions that help you move forward with confidence. As a Bank On certified institution, we're proud to offer accounts designed to support your financial journey.

Learn More About Us

Disclosures

1. $25 minimum opening balance. $5 monthly service charge.

2. Free eDelivery statements or a $2 paper statement charge.

3. Debit Card transaction daily limit is $500; ATM daily limit is $200.