Protect yourself from fraud: We will never ask for your password, PIN, or one-time passcode. If something seems suspicious, contact Horizon Bank directly.

Justin Rutkowski, Mortgage Loan Originator

Phone: (616) 214-3769Email: JRutkowski@horizonbank.com    NMLS#1489431

Serving Kent & Ottawa Counties, Michigan

I’m Justin Rutkowski—a husband, certified girl dad, and your next mortgage banker. With over a decade of financial services experience, I am committed to serving you and your family by finding the best mortgage solution for your needs.

Outside of work, I’m an avid sports fan. I have played, coached, and umpired recreational, high school, and college baseball. In addition, I enjoy golf and exploring the outdoors with my family.

At Horizon Bank, we offer a wide range of loan options, including Conventional, FHA, VA, Rural Development, Jumbo Financing, Construction Loans, Land Purchases, Home Equity, and more. I look forward to working with you to provide an effective and smooth transaction!

justin-rutkowski

Today's Mortgage Rates