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Heidi Phillips, Account Manager

Office: (317) 452-8025 Email: HPhillips@HorizonBank.com

Industry Expertise: Equipment Finance, Commercial Lending, Capital Equipment, Vendor Finance Programs, Banking & Financial Services
Areas Served:  National

Education: Northern Iowa University

Community Involvement:  Heidi Phillips comes to Horizon Bank/Horizon Equipment Finance Solutions with some twenty-three (23) years of experience in the equipment finance sector including banks and large global financial services entities. Heidi’s strong industry acumen and client-facing service levels have allowed her to be a top contributor and originator at all of her career stops. In addition to her equipment finance activities, Heidi supports United Way, Habitat for Humanity, and Bulldogs Youth Hockey. She’s been recognized by various institutions including her employers and the charitable organizations she supports. Heidi is a graduate of Northern Iowa University and resides with her family in Minnesota.
heidi-phillips

Benefits of Equipment Financing

How Equipment Financing Supports Your Business

  • Preserve Working Capital – Avoid large upfront equipment purchases and keep cash available for day-to-day operations.

  • Improve Cash Flow – Predictable monthly payments help support budgeting and liquidity.

  • Protect Existing Credit Lines – Preserve traditional lines of credit for other business needs.

  • 100% Financing Available – Finance equipment, accessories, and related costs in one solution.

Connect with Heidi

Heidi's Equipment Finance Expertise

  • Construction equipment

  • Transportation & trucking

  • Manufacturing equipment

  • Industrial machinery

  • Medical equipment

  • Technology & office equipment

Request a Consultation
Business professional and construction worker shaking hands in front of construction equipment at a job site

Equipment vs. Lease

When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Calculate the Difference
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