Ricardo Arámbula, Community Lender

Phone: (312) 256-4136 Email: RArambula@HorizonBank.com    NMLS#444263

Serving Lake County, IN

With over 20 years of experience as a Community Lender, I specialize in helping First-Time Homebuyers in the Northwest Indiana region. I’m dedicated to providing personalized guidance and finding the best mortgage options and down payment assistance programs tailored to your unique situation.

I understand that every client’s needs are different, and I’m here to support you every step of the way—from pre-qualification to the moment you receive your keys. My goal is to ensure you’re fully prepared and confident as you embark on your homeownership journey.

We offer the Horizon Bank Home Pride Plus mortgage, which features no Private Mortgage Insurance and provides up to $7,500 in down payment assistance. In addition, I assist clients with a variety of local programs, including the City of East Chicago, City of Gary, Hammond Homebound, Federal Home Loan Bank of Indianapolis Home Ownership Opportunities, HomeBoost, and Indiana Housing Community Development Authority down payment assistance programs. These programs are designed to promote homeownership, strengthen our communities, and help make your dream home a reality.

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